Every tool in broQA, and what each one does
Lender policy, servicing, client documents, application drafts, BDM emails, rates and news, in one subscription for $69 + GST a month per user. Use any tool on its own, or let documents and Chat answers carry on into the next tool, so there's less re-keying. broQA works alongside your CRM and your aggregator's tools.
Info Requests
Your client opens a secure link, confirms a 6-digit code and uploads from their phone. No app needed.
See how it worksChat
Ask in plain English about one lender or several. Policy answers are written to cite the source page.
See how it worksServicing
Capture the scenario once and compare borrowing across lenders, each assessed its own way.
See how it worksApplication Preparer
Turn the client's documents into a draft application, with gaps, mismatches and signs of editing flagged.
See how it worksBDM Connect
Find the BDM, turn two lines into a clear scenario email, and send it from your own mailbox.
See how it worksRates
Filter home loan rates by LVR, purpose and repayment, or show your panel only, with the date of the latest check.
See how it worksAsk a policy question on WhatsApp between meetings. Answers come from the same library as Chat.
See how it worksNews
Read what each lending story may mean for brokers, then turn it into a draft post to review.
See how it works45+ lenders and growing, each covered in at least one broQA tool. See the full list, tool by tool.
First home grants and schemes are answered inside Chat. More about grants.
Start with a request, or start anywhere
You can also download a Word summary from Application Preparer, a PDF from Servicing, and a PDF or Word copy of a Chat answer.
Stop chasing clients for documents
Describe the deal and broQA builds the list, with the reason for each item. Your client uploads from their phone with no account or app, and reminders go out for you.
- Up to four applicants, each with their own link
- Virus check, then checks for signs of editing
- Files carry on into Servicing and Application Preparer
Sample, with made-up details.
| Document | From | Status | Checks |
|---|---|---|---|
| Driver licence, front and back | Both | Received | No signs found |
| Payslips | Sam | Received | No signs found |
| Tax return, latest year | Jane | Received | No signs found |
| Financial statements | Jane | Received | Review: signs of editing |
| Bank statements | Both | Pending | - |
| Contract of sale | Both | Can't provide yet | Waiting on the agent |
Lender policy answers, written to show the page they came from
Ask in plain English about one lender or several. Policy answers are written to cite the document and page, so you can check them in a click.
- Policy documents from major banks, non-banks and specialists
- Compare several lenders in one question
- Send any answer to a BDM without retyping it
Sample answer. The lender and policy wording are made up.
Yes, with conditions: the youngest child must be under the lender's age limit, and you'll need evidence the payment is ongoing 1.
Capture the scenario once and compare borrowing across lenders
Enter it, or drop in payslips, tax notices and statements and check what broQA read. Each lender is assessed at its own rate for that LVR and product, then ranked. Built for standard residential home loans.
- Self-employed, casual, overtime, bonus and foreign income
- HECS, negative gearing, two households, split loans
- Each lender assessed its own way
Sample results for a made-up household.
| Lender | Max borrowing | Surplus on this loan | HEM used | HECS used | DTI on this loan |
|---|---|---|---|---|---|
| Lender A | $1,041,000 | $2,308 | $5,228 | $312 | 3.5x |
| Lender D | $1,012,400 | $2,154 | $5,181 | $312 | 3.5x |
| Lender B | $994,800 | $1,950 | $5,581 | $298 | 3.5x |
| Lender E | $968,250 | $1,865 | $5,228 | $312 | 3.5x |
| Lender F | $921,600 | $1,544 | $5,230 | $312 | 3.5x |
From a pile of documents to a draft application you can review and finish
Upload IDs, payslips, statements and tax returns. broQA fills in what it finds and shows what's missing and where documents disagree.
- Flags expired IDs and payslips over 30 days old
- Points out signs a PDF or photo may have been edited
- Export a Word summary for your file
Sample, with made-up details.
Alex Example, base salary: two documents disagree
| Payslip, 30 Sep | $94,600 | Choose |
|---|---|---|
| Employment letter, 2 Jul | $91,000 | Choose |
Review Signs the financial statements were edited after the issue date.
Stale Payslip is more than 30 days old.
Clear scenario emails, ready for your BDM
Turn a two-line brief or a Chat answer into a scenario email. It goes from your own Outlook or Gmail, and the reply comes back to one place.
- AI drafts it, you edit and send
- Shared BDM directory by lender and state
- Threads kept in one place
Sample email. The lender, BDM and clients are made up.
Hi Sarah,
Owner-occupied purchase at $850,000, loan $748,000, 88% LVR plus LMI. Applicant 1 has held an ABN for 18 months and has one year of financials. Applicant 2 is casual, 8 months in the role. Combined income about $215,000.
Our understanding is that your guide asks for a 24-month ABN and allows 18 months with an accountant's letter. Could you please confirm whether that applies at 88% LVR, and whether LMI would need anything further?
Kind regards
Home loan rates, filtered to your deal
Filter by LVR, loan purpose, rate type and repayment. The lowest rate in each column is highlighted, and the latest check is shown at the top.
- Fixed and variable side by side
- Your panel only, if you prefer
- Ask Chat for published turnaround times
Sample table. Signed-in brokers see the rates and lender names.
| Lender | 2 yr fixed | 3 yr fixed | Variable |
|---|---|---|---|
| Lender A | Hidden | Hidden | Hidden |
| Lender D | Hidden, lowest in this column | Hidden | Hidden |
| Lender B | Hidden | Hidden | Hidden, lowest in this column |
| Lender E | Hidden | Hidden, lowest in this column | Hidden |
Keep up with lending news, and turn a story into a draft post
Australian lending and property stories, each with a note on what it may mean for brokers. Turn a story into a draft post, in your name.
- LinkedIn, Facebook, Instagram or WhatsApp
- You review it and post it yourself
Sample story. The story and its note are made up.
Regulator publishes review of broker best interests records
Broker impact
Clients may ask how you chose their lender. Check your notes say why, in your own words.
Ask broQA on WhatsApp between meetings
Send broQA a question and get an answer from the same policy library as the web app. Useful at an open home or in the car park before a client meeting.
- Policy, rates, turnaround and grants
- Same policy library as the web app
Sample conversation, with made-up details.
Questions to ask before you choose a broker AI tool
Good questions for any broker AI tool, with broQA's answers.
- Where is client data stored, and where is it processed?The broQA app, its main database and file storage are hosted in Sydney. Some requests, such as AI answers and search, are processed by service providers based in the United States, which may keep what they receive for a limited time. The Security page explains how client data is handled.
- What does the AI see when it reads a client's documents?Each document's text is read in Sydney, on broQA's own servers or by our cloud provider's document reader. Before the text goes to our AI provider, broQA swaps out the applicant names you entered and numbers it recognises as tax file numbers. Other details, such as dates of birth and addresses, are read as they appear.
- How are uploads and sign-ins protected?Every file uploaded to Info Requests, Application Preparer or Servicing is virus checked before broQA opens it. Files are then opened in a sealed-off area of our system, with no internet access and none of our keys. Each account has one active session, we email you when a new device signs in, and you can add two-factor sign-in with an authenticator app.
- How long are client documents kept, and can you delete them?Application Preparer and Servicing delete uploaded files once they've been read. Application Preparer also deletes the application record 7 days after you start it. Files your clients send through an Info Request stay in your account until you delete them. You can export or erase one client's files from Settings. Figures read from documents into a Servicing case stay until you delete the case.
- Can you check where a policy answer came from?Yes. Policy answers in Chat are written to show the lender document and page they came from, so you can check the source yourself.
- Which lenders does broQA cover?Across its tools, broQA covers 45+ lenders and growing. The Lenders page lists every one, tool by tool.
- How are borrowing power results worked out and tested?Each lender in Servicing has its own built-in assessment, and figures you type are calculated on broQA's own servers. If AI gives in-depth advice on a case, names and contact details are left out first. We've tested Servicing against lenders' own calculators. Results are a guide, so confirm important results with the lender.
- Can you try every tool free, without a credit card?Yes. Every tool is free for 14 days, with no credit card and nothing to cancel. Fair-use limits are lower for most tools during the trial.
Answers checked 3 November 2026. A question we haven't covered? Talk to us.
Try it on a deal you've already placed
Take the client's details out, then compare broQA's answers with what you know.
Start free trial Talk to us